Where do I go to get answers about my existing loan?
NextPaydayOnline is not a bank, financial institution, or lender. We do not make credit decisions or short term cash loans. Moreover, the owner/operator of this website is not a broker, agent, or representative of any lender. NextPaydayOnline works as a connection to a network of fast cash lenders. If you require details on your loan or have questions/concerns regarding your cash advance, contact your lender directly. They will be able to assist you. In addition, information about your loan and your lender should be included in your approval email, bank statement, or via contacting your bank/credit union directly.
Do I qualify for a loan? You can submit a request for a loan if you meet these basic criteria:
- Receive regular scheduled income via employment or benefits such as SSI
- Earn at least $800 a month
- Have a checking account
- Are 18 years of age or older
- A permanent resident of the US
Note that other requirements may be applicable depending on the fast cash lender. Even customers who have filed bankruptcy, have bounced checks or have other credit issues can be approved for quick cash loans.
What is a Personal Loan and what can I use it for?
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the cash you need! Once you fill out our form online, if approved, you can receive cash as fast as next business day.
How fast can I get the money?
While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan by one of the lenders in our network, you can receive the cash for your emergency in as little as 1 business day and resolve your short term cash problem in no time!
How do you protect my privacy and personal information?
In transmitting your personal data to our lender network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at NextPaydayOnline.