BODY {
	margin: 0 0 0 0;
	background-color: #46A2DE;
	font-family:  Arial, Helvetica, sans-serif; color:#666666; font-size: 11px; font-weight: normal; line-height: 16px; padding: 0px 0px 0px 0px;
}

td {
font-family:  Arial, Helvetica, sans-serif; color:#666666; font-size: 12px; font-weight: normal; 
}

.t1, b, strong { font-family:   Arial, Helvetica, sans-serif; font-size: 12px; color:#333333; font-weight: bold; }
.sm { font-family:   Arial, Helvetica, sans-serif; font-size: 10px; color:#888888; font-weight: bold; }

.pad { padding: 0px 9px 5px 4px; }

H1 { font-family:  Arial, Helvetica, sans-serif; text-decoration:none; color:#0061AC; font-size: 20px; font-weight: normal; padding:15px 0 5px 0; margin: 0; }
H2 { font-family:  Arial, Helvetica, sans-serif; text-decoration:none; color:#0061AC; font-size: 18px; font-weight: normal; padding:15px 0 5px 0;margin: 0;  }

p { font-family:  Arial, Helvetica, sans-serif; color:#666666; font-size: 11px; font-weight: normal; line-height: 16px; padding: 0px 0px 0px 0px;}

a:link { color: #252525; font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; line-height: 21px; text-decoration: underline;}
a:visited { color: #252525; font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; text-decoration: none;}
a:active { color: #252525; font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; text-decoration: none;}
a:hover { color: #23396b; font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; text-decoration: none;}

a.blue {color: #3333FF; font-size: 18px; text-decoration: underline;}

#disclaimer a:link, #disclaimer a:visited, #disclaimer a:active, #disclaimer a:hover {
text-decoration: underline;
}

.form-bg {
	padding: 34px 12px 12px 20px;
	background: url(images/arrow.jpg) center top no-repeat;
}